Short-Term Care Plans
GTL’s Recover Cash Product Materials
Comprehensive Short-Term Care Plans
State Availability
AL, AK, AZ, AR, CO, CT, DE, DC, GA, HI, ID, IL, IA, KY, LA, MD, MI, MS, SO, MT, NE, NV, NE, NC, OH, OK, OR, PA, RI, SC, SD, TN, TX, VA, WV, WY
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Product Highlights
Even a short-term stay in a nursing home can be very expensive. Recover Cash offers an attractive and affordable solution that targets paying for care needed as a result of surgery, accident or sudden illness. Benefits are paid as cash to help protect insured’s from out-of-pocket expenses.*
Here are some additional Recover Cash details, highlights and features:*
- Issue Ages of 40-84
- Daily NH &/or ALF Benefit Amounts from $50-$300
- NH &/or ALF Benefit Period Options of 30, 45, 60, 90, 180 or 360 Days
- Optional HHC Rider with $25, $50 or $75 Per Visit for 90 or 180 Visits
- Elimination Period Options of 0-Day or 20-Day
- 5% Simple or Compound Inflation Rider Options
- 10% Spousal Discount when both spouses apply
- $25 Annual Policy Fee
- Streamlined Underwriting:
- Yes/No Application
- Build Chart
- Prescription Drug history check (all applicants)
- Personal History Interview (all applicants 75+, only for cause for applicants under 75)
- APS only required for cause, at applicant’s expense
*Availability & Benefits May Vary by State. For Agent Use Only — See Carrier Literature for Full Details.
Presentations and Brochures - Agent Use
Marketing Material - Consumer Use
Quoting
- GTLIC.com Agent Portal – Requires Login
- Stratecision Short-Term Care Quoting – Requires Registration